Investment Calculator

XIRR Calculator

Calculate the Extended Internal Rate of Return (XIRR) for your irregular investments and cash flows. Get accurate returns for SIPs, mutual funds, and other investments with multiple transactions.

Enter Cash Flows

Add your investment transactions with dates to calculate XIRR

Investment Type

Mutual Fund / SIP Stock / Equity Fixed Income / Bond

Transaction Details

Enter each transaction with date and amount. Use negative for investments (outflow) and positive for returns (inflow).

Date

Amount (₹)

₹

Initial Guess Rate (%) (optional) Initial estimate for XIRR calculation (typically 10-15%)

Your XIRR Result

Enter your cash flow transactions to calculate the exact annualized return of your investments.

XIRR Percentage Total Investment Total Return

What is XIRR?

Full FormExtended Internal Rate of Return
UsageIrregular cash flows & SIPs
FormulaNPV = Σ CFᵢ / (1+r)ᵈᵃʸˢ/³⁶⁵
AnnualizedReturn expressed per year
AccuracyMore accurate than CAGR
ComparisonCompare across investments

XIRR accounts for the timing of each cash flow.

Understanding XIRR Values

> 15%Excellent returns
10% - 15%Good returns
6% - 10%Moderate returns
< 6%Below inflation
NegativeLoss on investment
ComparisonCompare with FD rate

Compare XIRR with inflation for real returns.