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Section 80D Calculator

Section 80D Health Insurance Tax Savings

Calculate how much you can save by paying health insurance premiums under Section 80D. Includes deductions for self, family, parents, and preventive health checkups.

Enter Your Health Insurance Details

Fill in the fields below to calculate your Section 80D tax savings

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Your total annual income before any deductions
Section 80D deduction is only available in Old Tax Regime

Self, Spouse & Children

Health insurance premium paid for yourself, spouse, and dependent children

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Maximum limit: ₹25,000 (₹50,000 for senior citizens)
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Maximum ₹5,000 within overall limit

Parents

Health insurance premium paid for your parents (father & mother)

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Maximum limit: ₹25,000 (₹50,000 for senior citizens)
₹
Maximum ₹5,000 within overall limit

Other Deductions

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Maximum limit: ₹1,50,000
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Default ₹75,000 for salaried individuals

Your Section 80D Tax Savings

Enter your health insurance premiums to see how much tax you can save.

Self & family deduction Parents deduction Total tax savings

What is Section 80D?

Section 80D allows deduction of health insurance premiums paid for self, family, and parents.

  • Limit (Self): ₹25,000 (₹50,000 for senior citizens)
  • Limit (Parents): ₹25,000 (₹50,000 for senior citizens)
  • Preventive Checkup: ₹5,000 within limit

Eligible Payments

  • Health Insurance: Premium paid for policies
  • Preventive Checkup: Health checkup expenses
  • Medical Expenditure: For senior citizens without insurance
  • CGHS/ECHS: Contribution to government health schemes

Quick Tips

  • Premium must be paid in non-cash mode
  • Policy should be in name of self/family/parents
  • You can claim for both parents (father & mother)
  • Keep premium receipts for proof