Enter Your Health Insurance Details

Fill in the fields below to calculate your Section 80D tax savings

Gross Annual Income

₹

Your total annual income before any deductions

Tax Regime

New Regime Old Regime

Section 80D deduction is only available in Old Tax Regime

Your Age Group

Self, Spouse & Children

Health insurance premium paid for yourself, spouse, and dependent children

Annual Premium Amount

₹

Maximum limit: ₹25,000 (₹50,000 for senior citizens)

Preventive Health Checkup (Self/Family)

₹

Maximum ₹5,000 within overall limit

Parents

Health insurance premium paid for your parents (father & mother)

Parents' Age Group

Annual Premium Amount (Parents)

₹

Maximum limit: ₹25,000 (₹50,000 for senior citizens)

Preventive Health Checkup (Parents)

₹

Maximum ₹5,000 within overall limit

Other Deductions

Section 80C (PPF, ELSS, etc.)

₹

Maximum limit: ₹1,50,000

Standard Deduction

₹

Default ₹75,000 for salaried individuals

Your Section 80D Tax Savings

Enter your health insurance premiums to see how much tax you can save.

Self & family deduction Parents deduction Total tax savings

What is Section 80D?

Section 80D allows deduction of health insurance premiums paid for self, family, and parents.

Limit (Self): ₹25,000 (₹50,000 for senior citizens)
Limit (Parents): ₹25,000 (₹50,000 for senior citizens)
Preventive Checkup: ₹5,000 within limit

Eligible Payments

Health Insurance: Premium paid for policies
Preventive Checkup: Health checkup expenses
Medical Expenditure: For senior citizens without insurance
CGHS/ECHS: Contribution to government health schemes

Quick Tips

Premium must be paid in non-cash mode
Policy should be in name of self/family/parents
You can claim for both parents (father & mother)
Keep premium receipts for proof

Section 80D Health Insurance Tax Savings