Section 80C Calculator

Section 80C Tax Saving Calculator

Calculate how much you can save by investing in Section 80C instruments like PPF, ELSS, Life Insurance, NSC, and more. Plan your investments to maximize tax savings.

Enter Your Investment Details

Fill in the fields below to calculate your Section 80C tax savings

Your total annual income before any deductions
Section 80C deduction is only available in Old Tax Regime

Section 80C Investments

Enter your investments in various 80C instruments (Max ₹1,50,000)

Minimum ₹500, Maximum ₹1,50,000 per year
Lock-in period of 3 years
Premium paid for own/spouse/children
Maximum limit: ₹1,50,000

Other Deductions

Default ₹75,000 for salaried individuals
Additional ₹50,000 deduction under 80CCD(1B)

Your Section 80C Tax Savings

Enter your income and 80C investments to see how much tax you can save.

Tax savings breakdown Investment comparison Tax saving recommendations

What is Section 80C?

Section 80C allows deduction of up to ₹1,50,000 from total income for investments in specified instruments.

  • Limit: ₹1,50,000 per financial year
  • Available: Only under Old Tax Regime
  • Who: Individuals & HUFs

Popular 80C Instruments

  • PPF: 15-year lock-in, 7.1% interest
  • ELSS: 3-year lock-in, market linked
  • Life Insurance: Premium paid
  • NSC: 5-year certificate
  • SCSS: For senior citizens
  • Sukanya: For girl child

Tips to Maximize 80C

  • Invest ₹1,50,000 to get maximum deduction
  • Start early to benefit from compounding
  • Choose instruments based on your risk appetite
  • Diversify across different instruments
  • Review your investments yearly