Employee Benefits

Gratuity Calculator

Calculate your gratuity amount based on your last drawn salary and years of service. Understand your eligibility and the tax implications on gratuity received.

Enter Employee Details

Fill in the fields below to calculate your gratuity amount

Different rules apply for government and private sector employees
Basic Salary + Dearness Allowance (if applicable)
Complete years of continuous service (rounded to nearest full year)
Additional months beyond the complete years

Tax Calculation (Optional)

Enter the actual gratuity amount received to calculate tax exemption
Any other exemptions applicable under Section 10(10)

Your Gratuity Amount

Enter your last drawn salary and years of service to calculate your gratuity amount and tax implications.

Gratuity Amount Tax Exemption (Section 10(10)) Taxable Gratuity

Gratuity Eligibility Criteria

  • Minimum Service5 years of continuous service
  • Maximum Limit₹20,00,000 (tax-free)
  • Payment TriggerRetirement / Resignation / Death
  • Death BenefitNo minimum service required
  • DisablementDue to accident or disease
  • Calculation15/26 × Last Salary × Years of Service

Gratuity Act applies to establishments with 10+ employees.

Tax Exemption Rules

  • Government EmployeesFully Exempt
  • Private SectorLeast of 3 calculations
  • Formula 115/26 × Salary × Years
  • Formula 2₹20,00,000 (Max Limit)
  • Formula 3Actual Gratuity Received
  • Taxable AmountActual - Exemption

TDS applies on taxable gratuity as per income tax slab rates.