FD Calculator

Fixed Deposit Calculator

Plan your savings with precision. Calculate maturity amount, interest earned, and effective yield on your fixed deposits with our easy-to-use calculator.

Enter FD Details

Fill in the details below to calculate your FD maturity value

Deposit Amount (Principal)

₹

Annual Interest Rate (%)

Tenure

Compounding Frequency

Senior Citizen

No Yes (Extra 0.50% interest)

Tax Deducted at Source (TDS)

Applicable (10%) Not Applicable

Your FD Calculation Results

Enter your deposit amount, interest rate, and tenure to see the maturity value and interest earned.

Maturity Amount Interest Earned Effective Yield

Top FD Rates (2025)

SBI7.25% - 7.75%
HDFC Bank7.25% - 7.75%
ICICI Bank7.25% - 7.75%
Post Office7.50% - 8.00%
Small Finance Banks8.50% - 9.00%

Senior citizens get 0.50% additional interest.

Compounding Impact

AnnualLower returns
Semi-AnnualModerate returns
QuarterlyHigher returns
MonthlyMaximum returns

Higher compounding frequency = better returns.