Enter Your CTC Details

Get a detailed breakdown of your in-hand salary

Basic Details

Annual CTC (Cost to Company)

₹

Your total annual cost to the company

Monthly Basic Salary

₹

Monthly basic salary component

Age Group

Tax Regime

New Regime Old Regime

CTC Components

HRA (House Rent Allowance) - Annual

₹

Special Allowance - Annual

₹

Bonus / Incentives - Annual

₹

Medical Allowance - Annual

₹

Deductions

EPF Employee Contribution (%)

Employee contribution to EPF (typically 12%)

Professional Tax - Annual

₹

Annual professional tax (varies by state)

HRA Exemption Details

Rent Paid - Annual

₹

Living in Metro City

Section 80C Deductions

Section 80C (PPF, ELSS, Life Insurance, etc.)

₹

Maximum limit: ₹1,50,000

Section 80D (Health Insurance Premium)

₹

Maximum limit: ₹25,000 (₹50,000 for senior citizens)

NPS Contribution (80CCD)

₹

Additional ₹50,000 deduction under 80CCD(1B)

Your In-Hand Salary Analysis

Enter your CTC details and click "Calculate In-Hand Salary" to see your monthly take-home salary and complete breakdown.

Monthly In-Hand Salary Annual Take-Home Tax Calculation Complete CTC Breakdown

What is CTC?

Cost to Company (CTC)
Total employer spends on employee
Includes salary + benefits + contributions
In-hand is actual monthly take-home

Understanding your CTC breakdown helps in salary negotiation.

Common CTC Components

Basic Salary30-50% of CTC
HRA10-20% of CTC
Special Allowance10-30% of CTC
Employer PF12% of Basic
Bonus5-10% of CTC

Components vary by company and industry.

CTC to In-Hand Salary Calculator