Fill in the details below to calculate your car loan EMI

Car Price (On-Road)

₹

Total on-road price of the car including taxes

Down Payment

₹

Initial amount you pay upfront (typically 10-20% of car price)

Loan Amount

₹

Auto-calculated as Car Price minus Down Payment

Annual Interest Rate (%)

Current car loan interest rates: 7.5% - 10.5%

Loan Tenure

Car loan tenure typically 1-8 years

Processing Fee (%)

One-time processing fee charged by the lender

Annual Insurance (Optional)

₹

Annual car insurance premium (if included in loan)

Enter your car price, down payment, and loan details to calculate your monthly EMI.

Monthly EMI Total Interest Payable Total Cost of Car

Rates vary based on CIBIL score and loan amount.

EMI should ideally not exceed 20-30% of monthly income.

Car Loan EMI Calculator